Meet our highly qualified Volunteer Instructors that will be Conducting Your FBEA Social Security Se

David Durham is a leading financial planning expert and public speaker, who began his professional career as a Financial Advisor more than 49 years ago. As a valued member of the Society of Financial Services Professionals and a Million Dollar Round Table Qualifying member, David stands out in the field of retirement planning. His impressive credentials include an MSFS (Master of Science in Financial Services from the American College), CAP (Chartered Advisor in Philanthropy), CBSP (Certified Business Succession Planning), BBA (International Business and Spanish from the University of Texas and La Universidad de las Americas, Puebla, Mexico), and Taxation (Widener University, Wilmington DE). David Durham is best known for his expertise in: understanding clients’ needs and goals, developing an overall retirement plan for life, providing “crash-proof” market, tax, and cost-efficient strategies, asset protection, and offering Social Security education. He also excels in integrated planning with CPAs, attorneys, qualified plan specialists, and world-leading money managers.

Richard Price is a fiduciary and a financial planning expert specializing in retirement planning. As a Chartered Federal Employee Benefits ConsultantSM Professional, he helps federal employees understand their benefits and guides them in making choices that significantly impact their retirement years. With over 35 years of experience as an educator, Richard has taught college-level courses in Conservative Investing (Nova University), Money Management (FIU), Leadership, Social Security education, Retirement Planning, and various other financial and leadership programs. He also served as a consultant to BPAA (Broward Principals’ and Assistants’ Association), assisting FRS participants in navigating their investment and retirement options. Additionally, Richard is a Senior Instructor for the Federal Benefits Educational Association, providing financial planning and education to individuals approaching retirement age. His credentials include a Master of Arts in Organizational Leadership, a Master of Arts in Business Development, a Master of Arts in Human Services Counseling, Chartered Financial Consultant, and Certified Financial Retirement Advisor.

Gary Hyrne brings a wealth of diversified qualifications and experience to the Team as one of the leading financial planning experts. With over 40 years of teaching experience and having educated more than 25,000 individuals, Gary specializes in retirement planning, compliance training, and Social Security education, catering to individuals, company personnel, government workers, corporate entities, and non-profits. This expertise empowers them to be compliant and qualified to achieve their goals.

Gary helps employees and retirees navigate their TSP, FRS, Drop accounts, 401k’s, 403b’s, 457’s, SEP, and other benefits, providing valuable insights into their retirement planning. He assists them in making informed life choices that significantly impact their retirement years. His impressive qualifications include a Master of Education, Medicare Specialist, Retirement Planning Specialist, and expertise in Social Security Timing and Strategies. His forte lies in guiding clients towards making life choices that shape their retirement futures.

Pat Jones began his professional career as an Agent for The New York Life Insurance Company in May of 1989, over 35 years ago. In March of 1995, he joined the South Florida General Office management team of The New York Life, first as a Training Manager and ultimately as the Director of Development for one of their largest offices in the country. 

As one of the leading financial planning experts, Pat guides his clients through financial preparedness in the areas of asset protection, Social Security education, income distribution, and estate planning. He helps his clients execute their retirement planning dreams while protecting their “nest egg” against the unforeseen storms of life. 

He is best known for his expertise in: 

- Understanding clients’ needs and goals 

- Developing an overall retirement plan for life, with safety and security 

- “Portfolio Risk-Return Optimization” – a proprietary model 

- Custodial care planning with asset allocation and protection 

- Integrated planning with CPAs, attorneys, and money managers